Published in: TOP Out by Banks TOP Out with BPI Direct Banko, Inc. Follow these steps to Top Out via BPI Direct Banko Inc. Step 1: Launch your TOP.PH app. Step 2: From the homepage, tap "Top Out". Step 3: Tap "View all" to see all the bank partners. Step 4: Select BPI Direct Banko, Inc. as your preferred bank partner. Step 5: Input your BPI Direct Banko, Inc. account details. Tap "Proceed." Note: You can save this account for easier access. Tap "Save this account." Step 6: You will be routed to Confirm details. Please ensure all details are correct before proceeding with your transaction—tap Transfer. Note: Once submitted, the transaction cannot be reversed or refunded. Step 7: Enter the OTP and tap "Submit." Step 8: A screen will appear that shows a successful transaction. Note: You can download your receipt to have a copy. Step 9: You will receive an SMS from TOP.PH that your Top Out is successful. Step 10 You will receive an SMS from BPI Direct Banko, Inc. that your transferred money was received.